你的錢夠「綠」嗎？⏲️ 6分鐘英文：英語精讀講義

6 Minute English from BBCLearningEnglish.com.

來自 BBCLearningEnglish.com 的《6分鐘英語》。

Hello, this is 6 Minute English from BBC Learning English.

大家好，這裡是 BBC 英語教學的《6分鐘英語》。

I'm Neil.

我是 Neil。

And I'm Beth.

我是 Beth。

Do you have a bank account,

你有銀行帳戶嗎，

Beth, or like my grandparents,

Beth，還是像我的祖父母一樣，

do you keep your money under the mattress? 慣用語

把錢藏在床墊底下？

Sure, I have a bank account with one of the big high street banks. 文化背景

當然，我在一家大型商業銀行有個帳戶。

Yes, me too.

是的，我也是。

But do you know exactly what your money's being used for? 文法

但你確切知道你的錢被用來做什麼了嗎？

Is it helping fight climate change

它是在幫助對抗氣候變遷，

or polluting the planet?

還是在污染地球？

Our money doesn't just sit there in the bank. 慣用語

我們的錢不只是閒置在銀行裡。

It's invested to fund other businesses, 文法

它被投資去資助其他企業，

some of which are far from environmentally friendly. 講解

其中有些遠稱不上對環境友善。

So, do you know if your money is funding dirty practices like oil drilling? 用詞

那麼，你知道你的錢是否在資助石油鑽探等骯髒行徑嗎？

No, I don't.

不，我不知道。

I have to admit, I'm very green about money, 用詞

我得承認，在理財方面我很「green（新手）」，

and I don't mean green as an environmentally friendly.

我說的 green 不是指環保。

I mean green as in ignorant or naive. 片語搭配

我的意思是無知或幼稚。

In this program,

在本期節目中，

we'll be discussing ways in which our money can help protect the environment. 文法

我們將討論我們的錢可以如何幫助保護環境。

And as usual,

像往常一樣，

we'll be learning some useful new vocabulary as well.

我們也將學習一些有用的新詞彙。

Great.

太棒了。

But first, I have a question for you, Beth.

但首先，我有一個問題要問妳，Beth。

As the climate crisis worsens, 文法

隨著氣候危機加劇，

people are making changes in their lives to help. 片語搭配

人們正在改變自己的生活方式來提供幫助。

For example, by driving less or cycling more. 文法

例如，透過少開車或多騎自行車。

One of the most effective things to do is be smart about investing your money. 講解

而最有效的事情之一就是在投資資金時保持明智。

So, according to the campaign Make My Money Matter, 片語搭配

那麼，根據「Make My Money Matter」這項運動，

which of the following is the best way to fight climate change? 片語搭配

以下哪種是對抗氣候變遷的最佳方式？

Is it A, to stop eating meat?

是 A，停止吃肉？

B, to stop flying?

B，停止搭乘飛機？

Or C, to change your pension?

還是 C，變更你的退休金？

Hmm, I'll guess it's changing your pension.

嗯，我猜是變更退休金。

Okay, Beth.

好的，Beth。

I'll reveal the answer later in the program.

我會在節目稍後揭曉答案。

Concerns about how banks invest our money led to the UK's first environmentally sustainable bank, 講解

對銀行如何投資我們的錢的擔憂，促成了英國第一家環境永續銀行，

Triodos,

Triodos 的誕生，

which opened in Bristol in 2012.

該銀行於 2012 年在布里斯托開業。

John Fleetwood,

John Fleetwood，

who's worked in sustainable investing for decades, 用詞

從事永續投資數十年，

thinks public interest in ethical banks has ballooned in the last few years, 慣用語

他認為公眾對道德銀行的興趣在過去幾年裡激增，

as he told BBC Radio 4 program Costing the Earth.

正如他在 BBC 廣播 4 台《Costing the Earth》節目中所說。

You know,

你知道的，

it was always viewed,

它一直被視為，

I think, as a niche thing, 用詞

我想，一種小眾的事物，

something for those that had very clear views on the world,

是那些對世界有著非常清晰的觀點，

social views.

具有社會觀點的人所關注的。

That's now broadened hugely.

現在這個範圍已經極大地拓寬了。

And there's great concern about greenwashing. 用詞

人們對「漂綠（greenwashing）」問題非常擔憂。

I bet.

我敢肯定。

So,

那麼，

who's jumping on the bandwagon? 慣用語

誰在跟風（jumping on the bandwagon）呢？

That's a huge concern amongst investors.

這是投資者中普遍存在的一個巨大擔憂。

So, what I'm doing is to tackle that 片語搭配

所以，我正在做的是解決這個問題，

and actually to say okay,

並真正去確認，

which are the funds that are actually making a positive social and environmental impact. 片語搭配

哪些基金實際上在產生積極的社會和環境影響。

Ethical banks used to be considered niche, 文法

道德銀行曾經被認為是小眾的，

interesting or appealing only to a small number of people.

只對少數人有趣或有吸引力。

But as environmentally responsible investing increased, 文法

但是隨著對環境負責的投資增加，

banks started jumping on the bandwagon,

銀行開始跟風（jumping on the bandwagon），

an idiom meaning

這是一個片語，意思是

to become involved in an activity because it's popular

因為某項活動很受歡迎而參與其中，

and not because you're really interested in it.

而不是因為你真的對它感興趣。

As a result,

結果，

some banks have been accused of greenwashing, 片語搭配

一些銀行被指控「漂綠」，

attempting to appear environmentally friendly 文法

即試圖表現得對環境友善，

without actually doing anything serious to protect the environment.

而實際上並沒有採取任何認真的行動來保護環境。

But remember,

但是請記住，

banks rely on customers' money 片語搭配

銀行依賴客戶的資金，

and are likely to change their behavior 文法

當客戶威脅要把錢轉到別處時，

when customers threaten to take their money elsewhere. 片語搭配

銀行可能會改變他們的行為。

This idea inspired British film director Richard Curtis 文法

這個想法啟發了英國電影導演 Richard Curtis

to start his campaign Make My Money Matter.

發起了他的「Make My Money Matter」運動。

On TV,

在電視上，

Richard has raised millions of pounds for the BBC's charity Comic Relief. 片語搭配

Richard 曾為 BBC 的慈善機構 Comic Relief 籌集了數百萬英鎊。

But even he was surprised by the amount of money saved

但即使是他，也對一件事能省下的金額感到驚訝，

by doing one simple thing,

那就是透過做一件簡單的事情，

moving your pension to an environmentally sustainable fund. 片語搭配

把你的退休金轉移到環境永續的基金中。

And as Richard told BBC Radio 4 program Costing the Earth,

正如 Richard 在 BBC 廣播 4 台的《Costing the Earth》節目中所說，

he was even encouraged by former Governor of the Bank of England, 文化背景

他甚至受到了英格蘭銀行前總裁

Mark Carney.

Mark Carney 的鼓勵。

You know,

你知道，

when I started this,

當我開始做這件事時，

everyone said,

每個人都說，

"Well, you know,

「嗯，你知道的，

all the mechanisms and all the accounting

所有的機制、所有的會計核算

and all the transparency isn't quite there yet." 慣用語

以及所有的透明度都還沒完全到位。」

But Mark Carney said to me,

但 Mark Carney 對我說，

"Go for it, 語氣意圖

「放手去做吧，

because it will be.

因為一切都會好起來的。

The more that people become interested, 文法

人們越感興趣，

the more transparent companies will have to be,

公司就越需要保持透明，

the more examples they'll give you of good things that you're investing in, 文法

他們就會給你提供更多關於你所投資的好項目的例子，

so that as it were, it will get better 講解

所以可以這麼說，情況會改善，

the more

隨著越多

the spotlight is put on

聚光燈打在

exactly what an ethical or sustainable pension is doing." 用詞

道德或永續退休金究竟在做些什麼上。」

The more people demand responsible pensions,

越多人要求負責任的退休金，

the more banks need to be transparent, 用詞

銀行就越需要透明，

meaning open and honest about their investments.

意思是公開且誠實地對待他們的投資。

This in turn puts the spotlight on 講解

這反過來將聚光燈打在

how pension funds are being used.

退休基金是如何被使用的。

For example,

例如，

whether they support large oil corporations 文法

它們是支持大型石油公司

or renewable energy companies. 用詞

還是再生能源公司。

To put the spotlight on something

把聚光燈打在某事上（to put the spotlight on something）

means to attract attention to it,

意思是引起人們對它的注意，

usually to share information about something bad.

通常是為了分享一些負面資訊。

Luckily,

幸運的是，

the customer is always right, 慣用語

顧客永遠是對的，

and by managing our money ethically, 文法

透過合乎道德地管理我們的錢，

we can all help a little.

我們都能盡一點微薄之力。

I think it's time to reveal the answer 片語搭配

Neil，我想是時候揭曉關於

to your question about the most effective way

對抗氣候變遷最有效方式的問題

to fight climate change, Neil.

的答案了。

I said that it was by moving your pension into ethical investments. 片語搭配

我說過，答案是將你的退休金轉移到道德投資中。

Which was the correct answer.

這是正確的答案。

In fact,

事實上，

changing your pension is thought to be 21 times more effective 文法

變更退休金被認為其效果是

than avoiding meat and stopping flying put together. 片語搭配

不吃肉和不搭飛機加起來的 21 倍。

Okay,

好的，

let's recap the vocabulary we've learned from this program,

讓我們複習一下從本期節目中學到的詞彙，

starting with green,

首先是 green，

an adjective with several meanings,

一個有幾種含義的形容詞，

one of which is naive or inexperienced. 文法

其中之一是幼稚或沒有經驗的。

A niche interest appeals only to a small number of people.

小眾（niche）興趣是指只吸引少數人的興趣。

Greenwashing describes attempts by a business to seem more environmentally friendly

漂綠（Greenwashing）描述了企業試圖看起來比實際

than they really are.

更環保的行為。

The idiom jump on the bandwagon

片語跟風（jump on the bandwagon）

means become involved in an activity

意思是參與一項活動，

because it's popular and likely to succeed,

因為它很受歡迎且可能成功，

not because you're really interested in it.

而不是因為你真的對它感興趣。

When a business is transparent,

當一家企業是透明（transparent）的，

it's easy to see how it works

人們很容易看到它是如何運作的，

because it's open and honest without hidden secrets.

因為它是公開誠實的，沒有隱藏的秘密。

And finally,

最後，

the phrase to put the spotlight on something

片語將聚光燈打在某事上（to put the spotlight on something）

means to draw attention to it. 片語搭配

意思是引起對它的注意。

Once again,

再一次，

our 6 minutes are up.

我們的 6 分鐘時間到了。

Join us again soon for more useful vocabulary

請很快再來加入我們，學習更多有用的詞彙，

here at 6 Minute English.

這裡是《6分鐘英語》。

Bye for now.

先再見囉。

Goodbye.

再見。

6 Minute English from BBCLearningEnglish.com.

來自 BBCLearningEnglish.com 的《6分鐘英語》。